Home insurance underwriting software solutions for insurers and MGAs
PriceHubble's property insurance underwriting software solutions empower home insurers, MGAs and specialty insurers to make better-informed, faster and less risky decisions throughout the underwriting lifecycle, helping you assess risk earlier in the submission process while significantly reducing manual underwriting costs and improving quote turnaround.
Optimise housing risk assessment workflows and increase operational efficiency
Our suite of data-driven modules enables insurers, MGAs and brokers to make faster, better-informed property risk decisions from submission intake through to renewal. Structured, machine learning-enriched property data helps you triage submissions, strengthen risk scoring and reduce reliance on manual underwriting, cutting costs and improving loss ratios across the entire home insurance underwriting lifecycle.
Property risk assessment for insurers
Give underwriters instant access to structured, machine learning-enriched property data the moment a submission arrives. Our property assessment module screens each risk against your underwriting rules engine, flagging construction type, flood exposure, subsidence history and other key risk factors before a decision is made. By feeding your rating engine and underwriting workbench with verified data rather than self-reported answers, you reduce manual underwriting and PVQs, lower valuation costs, and speed up quote turnaround.
Insurance portfolio monitoring
Built for home insurance underwriting teams managing back-books and treaty renewals, this module continuously monitors your insurance portfolio and flags exposure and risk shifts as they happen. Track flood, subsidence, planning changes, climate exposure, EPC ratings and cladding status across your entire book, all backed by a clear audit trail for every alert. Our data enrichment capabilities also prepare portfolios for reinsurance, giving pricing and risk teams the advanced analytics they need to segment risk and improve loss ratios.
Home insurance prefill
Reduce abandonment and improve data accuracy by pre-filling home insurance applications with verified property data the moment a customer enters their address. A single API integration gives brokers, insurers and aggregator systems instant access to property attributes, risk and peril data, removing the need to ask customers questions they are unlikely to know the answer to. Straight-through processing of accurate, structured data means fewer errors, faster quotes and a better experience across broker portals, consumer portals and other distribution channels.
Home insurance renewals
Turn renewal into an opportunity rather than an administrative task. By monitoring changes to a property since the original policy was written, such as renovations, extensions or shifts in flood or subsidence risk, our data helps you identify which clients need a revised quote and which are ready for a straightforward renewal. Feed these insights directly into your CRM and insurance workflows to target the right clients with the right message at the right time, improving retention and reducing lapses.
Customer success story: How Uinsure sped up quote turnaround time
Uinsure is an award-winning, technology-led insurance provider specialising in home and landlord insurance. Challenge: Streamline the risk assessment and home insurance quotation process by reducing the number of manual inputs required. Solution: Uinsure integrates PriceHubble's property data to prepopulate key information, including rebuild costs. Results:
Faster insurance quote turnaround, with only three client questions required
Improved accuracy of property rebuild cost estimates
Enhanced customer journey for brokers and clients, reducing friction in the sales process
Ready to reduce manual underwriting costs, speed up quote turnaround and catch risk earlier in the underwriting lifecycle? Our insurance underwriting software helps insurers, MGAs and specialty insurers apply intelligent automation to submission management, streamline insurance workflows and make faster, more confident decisions from first submission through to renewal.
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Built for enterprise-grade security and compliance in the insurance industry
Designed to meet the rigorous requirements of regulated insurers, MGAs and reinsurers, our platform ensures your underwriting data and audit trails remain secure, compliant and ready for scrutiny.
FSQS certified supplier status
UK GDPR compliance and UK data residency
ISO/IEC 27001:2022 certification
Data encryption at rest and in transit
Backup and retention policies aligned with regulations
Supports RICS-aligned processes and Financial Conduct Authority (FCA) expectations with transparent, auditable outputs
