Blog

The introduction of Basel III capital requirements at the end of 2010 by the Basel Committee on Banking Supervision (BCBS) at the Bank for International Settlements (BIS) in Switzerland marked a turning point in the regulatory landscape of the banking sector.

In real estate and mortgage sales, not all leads are created equal. Every week, agencies and brokers handle dozens — sometimes hundreds — of inbound enquiries. Yet too many turn out to be fake phone numbers, low-intent prospects, or requests that come in after hours. The result? Wasted time, frustrated teams, and missed opportunities.

The Capital Requirements Regulation III (CRR III) came into force on 1 January 2025, bringing about fundamental changes in calculating risk-weight assets (RWA) for banks operating within the European Union.

PropTech companies fulfil an essential function for the sector. They create new dimensions for customer interaction and help optimise professionals' use of resources, data, and insights. In other words, they drive a true digital transformation in the real estate industry. The real estate market has long been viewed as a traditional and analogue sector that relies on direct customer contact. However, many new PropTech startups have entered European markets.

With more and more Europeans embracing the convenience of online banking, digital banking platforms have become a cornerstone of modern financial services. In 2023, 70% of EU citizens used online banking services, according to a Eurostat report. Mobile apps and online platforms have transformed how banking customers engage with their finances, providing greater control, convenience, and personalisation.

Discover how banks can benefit from the comprehensive ESG analysis of existing credit portfolios through the use of innovative solutions.

The concept of Environmental, Social and Governance (ESG) has gained significant traction across industries in recent years as a key effort to combat climate change and ensure a greener future for all. The real estate sector is no exception: a study by the European Commission estimates that residential and commercial real estate is responsible for approximately 40% of Europe’s energy consumption and 36% of Europe’s greenhouse gas emissions.

The real estate industry has been profoundly affected by the unprecedented challenges of the post-pandemic era, including socio-economic shifts, political uncertainties, and market volatility. Amidst escalating market volatility, increasing inflation, and rising interest rates/mortgage rates, conducting a real estate market analysis has become essential for investors navigating this complex terrain, actively seeking secure, diversified, and stable investment opportunities.

As 2024 comes to a close, it’s time to look back on an extraordinary year at PriceHubble. Let’s take a few moments and dive into the highlights that defined our journey this year.

Explore the transformative power of AI in the real estate market. Discover how AI-driven solutions, including advanced analytics, are reshaping the industry.

In today’s fast-paced property market, automated valuation models (AVMs) are revolutionising property valuation with remarkable speed and efficiency. These cutting-edge solutions reduce the need for traditional, time-consuming physical appraisals, enabling quicker decisions and smoother transactions. While AVMs offer significant advantages, they are best suited to specific scenarios.

As part of the European Union’s broader efforts to combat climate change, reach key environmental objectives across various industries and promote sustainable finance, several initiatives, frameworks and regulations have been introduced in recent years.