Basel III: Shaping change with innovation and data competence

Basel III presents far-reaching challenges for the banking sector, particularly in real estate finance. Increased capital and liquidity requirements necessitate thorough reviews and optimisation of key credit portfolio KPIs. Accurate property data collection and analysis are essential for managing the additional regulatory burden while identifying opportunities to enhance profitability.

Modern, data-driven solutions enable banks to manage the effects of new capital regulations transparently and unlock significant revenue potential through optimised capital ratios, efficient use of retained earnings, and effective securitisation management. When deployed strategically, these technologies help institutions strengthen their competitive position and successfully navigate regulatory transformation—benefiting the broader European banking system.

At PriceHubble, our successfully audited AVM supports banks in meeting rising regulatory requirements. The completed audit confirms that our advanced statistical models and desktop valuation solutions comply with the relevant standards set out in the EBA guidelines on loan origination and monitoring.

Discover how PriceHubble’s property performance systems can help you reduce credit risk, optimise capital allocation, and uncover new revenue streams through precise real estate portfolio analysis.